Discover the AI Agents that empower XP Azul even further.
AI Agents
Assemble, consolidate, validate, and safeguard.
Your entire origination process becomes more efficient and secure with our intelligent agents.
XP Hub
The first specialized business community
Access new funding opportunities.
Get support for your operations.
Financing opportunities.
What is XP Hub?
An exclusive community created to share funding opportunities and business needs among our clients.
Manage referred operations.
Request funding.
Build partnerships with other financial institutions.
All within a secure and reliable collaboration environment.
XP Hub Benefits
How can I join XP Hub?
You must be an XP Azul client and have the
“SMART Multichannel Connector” plugin activated.
Discover the AI Agents that empower XP Azul even further.
Origination
XP Smart Multichannel Originator
Identity validation
Credit bureau inquiry
Scoring
Validation
Tax information extraction
Proof of address reading
Online editable PDF
Formalization
Contract and form generation
Handwritten / digital signature
Articles of Incorporation
Verification
More benefits
Auditor mode
Develop your own integrations
Official WhatsApp API line
XP Smart
Multichannel Originator
Boost your placements with a 24/7 multichannel sales team.
Integrate your prospect capture and profiling process through any channel, anytime.
Increase your placement rate by up to 40%, using the tool wherever and whenever you need it.
Automatically validate whether prospects meet the required profile, while instantly generating their record integration, validation, and storage.
Validation
Identity
Our platform connects with INE and RENAPO in Mexico to extract and validate information such as photos, names, and surnames.
Reduce the risk of identity theft or impersonation.
Detect possible fake, manipulated, or outdated documents
Capture and verify data using official sources, minimizing reliance on OCR accuracy.
Receive an official Document Data Validation Certificate from INE/IFE, electronically signed by XP Azul, ensuring the information cannot be altered in the future.
Credit Bureau
Inquiry
Now your clients can authorize a Credit Bureau consultation directly from their file.
Save time: Increase your approval speed by up to 500% and avoid delays when accessing the bureau system.
Check blacklists at no additional cost.
Receive Multiburo reports with detailed graphical analysis.
Stop losing 1 out of every 4 clients by requesting written authorization manually.
Avoid the need to verify whether the signer has legal authority, and eliminate the risk of penalties that could lead to losing access to the Credit Bureau.
Download all Credit Bureau information in JSON format to automatically feed your scoring models.
Choose a more user-friendly report format with clearer Credit Bureau information.
Forget about Credit Bureau audits: no more monthly reports, password updates, or administrative burdens.
Extraction of
Tax Data System
How we work with Syntage / Ekatena
XP Azul’s connection with the tax authority enables the automatic integration of your
clients’ fiscal information directly into their records.
Tax Status Certificate Validation Agent
Retrieve tax data directly from the tax authority and ensure its accuracy.
Tax Compliance Status Validation Agent
Retrieve tax data directly from the tax authority and ensure its accuracy.
Proof of
Address Reading
Extract data from utility bills to generate contracts, promissory notes, and more.
Our system automatically captures key information from select proof-of-address documents so it can be used to generate forms or populate other records.
Set automatic expiration dates for each document based on your preferred timeframe—for example, 90 days.
Editable PDFs
Online
Now your clients can complete not only simple forms but full PDF documents directly online.
Provide a seamless experience by allowing users to fill out PDFs anytime, from any device.
Minimize errors with automatically pre-filled data from identity and address validations.
Offer flexibility: if clients can’t finish the form in one session, their progress is saved automatically.
Ensure compatibility by converting any PDF into an editable version—we digitize your existing forms with ease.
Maintain data integrity: once the information is validated, a secure, non-editable version is generated automatically.
Contract and
Form Generation
Create templates for privacy notices, contracts, and other documents with customizable variables that auto-fill using your client’s validated information.
Standardize all your contracts to ensure a consistent, professional appearance.
Reduce the risk of human error by automatically populating fields with data taken from previously validated requirements.
Optionally, the generated document can be sent automatically to the recipients you define, requesting their digital signature.
Avoid compliance issues by ensuring that only approved, up-to-date templates are used at all times.
Digital Handwritten
Signature
Initiate electronic signing processes for documents, quotes, contracts, promissory notes, and more—all from a mobile device.
Full legal validity and support, equivalent to a traditional handwritten signature.
Accelerate your workflow with 24/7 remote availability, eliminating the need for clients to travel.
Automatically generate contracts, documents, promissory notes, and more using information already captured within the record, and request a digital signature either via a drawn signature or through FIEL/e.firma.
Upload any PDF as a signing requirement and enable instant electronic signing.
Request a selfie and the signer’s geolocation at the moment of signing for added security.
Send automatic notifications from your own email account to alert signers of pending documents—avoiding mistrust from third-party tools.
Use XP Azul’s automated tracking to monitor the real-time status of each signature.
Auditor
Mode
Your compliance officers, controllers, and auditors can now easily access all file information for their audits.
Access records in read-only mode to review every detail of each file.
View information directly from its original source, not from forwarded or exported copies.
Export the data in whichever format best suits your needs.
Generate a report with the full edit history of every document.
Review files without interrupting day-to-day operations.
Gain peace of mind knowing your organization is protected from penalties related to documentation issues.
Build Your Own
Integrations and Superpowers
with Web Services
Use our API, Zapier connector, Action-type requirements, or embed XP Azul directly into your custom solution.
API: Our most powerful integration option.
Zapier: The easiest way to connect—even with thousands of commercial tools.
Action-type Requirements: Display a requirement as pending, approved, or invalid—even when the action must be completed in another system.
Embedding: Integrate XP Azul into your existing web solution.
Example: Use Microsoft Power Automate to upload documents to SharePoint.
Official
WhatsApp API
Your clients can now upload documents directly through WhatsApp.
We integrate your onboarding process with YUPIO.
Many users feel more comfortable interacting through WhatsApp.
With the AI Virtual Assistant, deliver hyper-personalized interactions that elevate customer experience and streamline operations.
Capture and process case files automatically, 24/7, via WhatsApp—never miss an opportunity.
Significantly increase your message open rates.
Offer a more convenient and seamless experience for your clients.
Articles of Incorporation Verification
Obtain key information from articles of incorporation and powers of attorney in minutes, validated through SIGER, enabling faster and more reliable compliance.
Identify shareholders, legal representatives, and their powers directly from the articles of incorporation.
Validate that the document has been formally notarized.
Verify the existence of subsequent notarized records in SIGER.
Easily comply with beneficial ownership regulations.
Scoring
An intelligent profiling solution that integrates multiple data sources to build, in minutes, a 360° view of a business and its credit behavior.
Profiling in minutes: Gain a comprehensive view without manual processes or lengthy analysis.
Deeper business insights: Identify signals of stability, trends, and operational consistency.
Dynamic analysis: Evaluate the historical evolution of key business indicators.
More confident decisions: Reduce uncertainty in commercial and credit processes.
Greater efficiency: Shorten evaluation times and improve your team’s productivity.
